When I started, it was only GNUCash as a free option. Never tried anything else. It fits my needs as a family very well.

There’s no mobile or web access, and that’s fine for me. Updating it is something done once a week or less for me anyway.

I manage mortgage, virtual account for kids allowances, budget for future expenditures, and have a set of reports that I refresh to keep tabs on my money and goals.

I use GNUCash with the file on a NAS. I’ve been using GC for over 20 years, I just don’t see myself changing soon.